There are quite a few steps you can take to make sure your
yoga studio is not only a healing place for clients, but also a safe place.
Creating a safe business environment at your yoga business means ensuring there
are no overt hazards or obstacles that could threaten the safety of your
clients.
This probably seems rather obvious at first, but there are
little things that can turn out to be safety hazards that you never even
notices. For starters, you will want to make sure all walk ways are clear of
any objects that might cause a slip, trip or fall. Check to be sure any rugs
you have are secure so they don’t slip or furl beneath a client’s feet. If you
have plants or other objects placed on the floor, they should be well out of
the way of any foot paths.
If your yoga studio is based in a place where the weather
could have an effect on the safety of the outdoor portion of your property,
then that will need to be part of your safety check as well. There should be no
branches or rocks on the sidewalks, and any snow or ice needs to be cleaned up
before clients arrive.
Another place where safety can be a factor is in the
products you use in the session room at your yoga studio. You will want to be
sure to find out about any allergies or sensitivities your clients might have,
so that you know that any products you use will not result in a flare up,
irritation or allergic reaction.
Still, even with all of these precautions taken and then
some, yoga teachers still carry a risk by doing business, and that risk should
be insured. By purchasing yoga insurance,
you can create a safety net for any accidents or damages that might occur
despite your best efforts to create the safest environment possible for your
clients.
The truth is, not every accident or unexpected occurrence
can be accounted for and prevented through daily safety measures. This is the
reason that yoga teacher liability insurance exists—to protect practitioners
from those rare and unpredictable scenarios that could otherwise ruin a
successful career.
For example, a client could slip, trip or fall on his way
into your session room for a class. This could happen even if there are no
obstacles in the way and nothing at all that could cause a slip, trip or fall.
Still, the accident could happen, and the client could decide to sue you for
the damages.
In this case, the general liability portion of your yoga teacher liability insurance would
kick in to provide the protection you need in order to face this client’s
claim. Other aspects of a solid yoga
instructor insurance policy should include malpractice liability insurance
and product liability insurance.
These two portions of your yoga insurance policy will
provide protection in the rare case a client claims damage or injury due to a
lack of skill or competence on your part or due to a product used during the
teaching session.
by NACAMS TEAM
References and Bibliography
(NACAMS) is a national
insurance
provider offering CAM professionals
comprehensive liability insurance and practice support. While providing the
best value to the practicing CAM professional, NACAMS
liability insurance package