Bring More Peace Of Mind To Your Yoga PracticeBring More Peace Of Mind To Your Yoga Practice

One of the main aims of most yoga instructors, whether they are teaching yoga for stretching and relaxation or yoga for muscle building and calorie burning, is to help their students increase their overall sense of health and wellness—hopefully on both the mental and physical levels.

These days, there seems to be nearly as many types of yoga as there are instructors, and more and more people are turning to yoga classes to achieve personal well-being. For one student, that may mean a quieting of the mind through yoga. For another, it may mean a more flexible body and graceful movement. Still others turn to yoga for physical benefits such as decreased pain and anxiety.

Of course, quite a few kinds of yoga can help students achieve nearly all of the above benefits and more, and yoga instructors have the wonderful role of ushering their students toward these goals. For these reasons and others, it can be difficult to understand why a yoga instructor might ever need to sign on for liability insurance and for yoga teacher insurance.

However, despite the worthwhile and wellness-based aims almost all yoga instructor bring to their studios and their classes, the fact that accidents do happen makes it imperative to purchase yoga instructor liability insurance. The small annual fee for this protection and coverage can bring much peace of mind—and if an accident or other unexpected occurrence does take place, it can save your career.

Your yoga instructor liability insurance should offer you several different kinds of protection. One of the main components of coverage should be general liability insurance for yoga instructors. This is the kind of protection you need if one of your students accidentally trips or slips and ends up sustaining an injury or bodily harm of some kind. If that student chooses to file a claim against you and your studio, your yoga instructor general liability insurance will kick in for protection.

Securing yoga instructor liability insurance also means you will have malpractice liability insurance. This is the part of your policy that will protect you in the rare instance a client claims he or she was injured due to a lack of skill or competence on your part. Perhaps it is a new student who blames a severe exacerbation of his back problems on a pose you taught in yesterday’s class. It is hard to imagine such a scenario ever unfolding, but when working physically with members of the general public, you never know what may happen—and this is one of the big reasons insurance even exists.

The yoga instructor liability insurance policy you choose should certainly include the above mentioned forms of coverage, but it should also offer you even more protection in exchange for that small annual payment. Look for a program that also gives you product liability insurance, as well as rental damage coverage, lost or stolen equipment coverage and even identity theft protection.

If you do your homework, you can gain incredible peace of mind with the various forms of protection you bring on board when you sign up for a solid yoga insurance policy.
by Nacams Team
References and Bibliography
The National Association of Complementary and Alternative Therapy (NACAMS) is a national insurance provider offering CAM professionals comprehensive liability insurance and practice support. 
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